This title is concerned with third-party liability, where the financial consequences of loss or damage may be far beyond the resources of the person or company held to be responsible.
Chapters include: Legal principles; The recital clause; The operative clause; The proviso clause; Exceptions; Policy conditions; Extensions to basic policy cover; and Economic loss.
Chapter 1. Legal principles - summary of policy
Chapter 2. The recital clause
Chapter 3. The operative clause
Chapter 4. The proviso clause
Chapter 5. Exceptions - risks covered by other policies
Chapter 6. Exceptions - risks covered by other policies (continued) - product liability and professional indemnity insurance
Chapter 7. Exceptions - risks outside the scope of the policy - uninsurable risks - excess clause
Chapter 8. Policy conditions
Chapter 9. Extensions to basic policy cover
Chapter 10. Economic loss
Appendix A Public liability policy
Appendix B Sun Alliance International liability insurance propsal
Appendix C Sun Alliance International liability policy
Appendix D Colonia-Baltica Insurance Management Limited liability policy
Appendix E Reliance National Insurance Company (UK) Limited pollution legal lliability policy
Appendix F Association of British Insurers - Statement of General Insurance Practice
Appendix G List of cases
Appendix H Precis of cases
Index
The Chartered Institute of Loss Adjusters (CILA) is a globally recognised membership organisation for claims professionals. The Institute sets the professional and ethical standards for those who work in the handling of claims through its qualification framework and guide to professional conduct.
The CILA Council is the governing body for the Institute. Day to day activities are overseen by an Executive Committee, which is chaired by the CILA’s Executive Director.
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